How Much Does AI Cost Per Month? Complete Pricing Guide (2026)
TL;DR: Most AI tools cost $10-$30/month for individual plans. Premium tools range from $49-$129/month. Many offer free tiers. The average professional spends $20-$60/month on AI tools.
AI Tool Pricing Overview
| Category | Price Range | Top Pick |
|---|---|---|
| AI Chatbots | Free – $20/mo | ChatGPT |
| AI Writing | Free – $69/mo | Jasper AI |
| AI Coding | Free – $20/mo | GitHub Copilot |
| AI Images | Free – $60/mo | Midjourney |
| AI SEO | $89 – $249/mo | Surfer SEO |
| AI Grammar | Free – $15/mo | Grammarly |
Best Value AI Tools Under $20/Month
ChatGPT Plus ($20/mo), Claude Pro ($20/mo), GitHub Copilot ($10/mo), Grammarly Premium ($12/mo), and Perplexity Pro ($20/mo) are the best value AI tools for individuals.
Free AI Tools Worth Using
You can get started with AI for $0: ChatGPT Free, Grammarly Free, Canva Free, Google Gemini, and Copy.ai Free. See our complete free AI tools list.
FAQ
What’s the cheapest AI tool?
Many excellent AI tools are completely free, including ChatGPT, Grammarly, and Google Gemini. For paid tools, GitHub Copilot at $10/month offers the best value.
Is it worth paying for AI tools?
If you use AI daily for work, paid plans typically save 5-10 hours per week, making them a strong ROI investment.
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