Cursor vs GitHub Copilot Pricing: Best Value for Developers 2026

Byaitoolvs
TL;DR: We compare Cursor vs GitHub Copilot pricing across every plan tier. Skip to our verdict for the quick answer.

Pricing Plans Compared

Cursor GitHub Copilot
Plan Price Includes Plan Price Includes
Hobby $0/mo 2000 completions, 50 slow premium requests Free $0/mo 2000 completions, 50 chat messages/month
Pro $20/mo Unlimited completions, 500 fast premium requests Pro $10/mo Unlimited completions, unlimited chat
Business $40/user/mo Admin dashboard, enforced privacy, SAML SSO Business $19/user/mo Organization management, IP indemnity
Enterprise $39/user/mo Custom models, fine-tuning, advanced security

API Pricing

Cursor: Uses your own API keys for additional models

GitHub Copilot: Included in subscription, no separate API costs

Strengths & Weaknesses

Cursor

Strengths

  • Full IDE with AI built in (forked VS Code)
  • Multi-file editing with Composer
  • Tab completion feels magical
  • Bring your own API key option

Weaknesses

  • Must switch from your current IDE
  • Pro plan limits on premium requests
  • Newer product, less stable

GitHub Copilot

Strengths

  • Half the price of Cursor Pro
  • Works in VS Code, JetBrains, Neovim
  • Deep GitHub integration
  • IP indemnity on Business plan

Weaknesses

  • Less powerful multi-file editing
  • Chat is less capable than Cursor
  • No Composer-like feature
  • Agent mode still catching up

Our Verdict

GitHub Copilot at $10/mo is the best value for inline code completions. Cursor at $20/mo is worth the premium if you need multi-file AI editing and are willing to use their IDE.

Disclosure: Some links in this article are affiliate links. We may earn a commission at no extra cost to you. We only recommend tools we genuinely believe in.

Find the Perfect AI Tool for Your Needs

Compare pricing, features, and reviews of 50+ AI tools

Browse All AI Tools →

Get Weekly AI Tool Updates

Join 1,000+ professionals. Free AI tools cheatsheet included.

Similar Posts