ChatGPT vs Claude Pricing: Which AI Is Worth Your Money in 2026?

TL;DR: We compare ChatGPT vs Claude pricing across every plan tier. Skip to our verdict for the quick answer.

Pricing Plans Compared

ChatGPT Claude
Plan Price Includes Plan Price Includes
Free $0/mo GPT-4o-mini, limited GPT-4o, 3 image gens/day Free $0/mo Claude Sonnet, limited daily messages
Plus $20/mo GPT-4o, DALL-E, 50 messages/3hrs on GPT-4 Pro $20/mo Claude Opus + Sonnet, 5x more usage, Projects
Team $25/user/mo Higher limits, workspace features, admin controls Team $25/user/mo Higher limits, team workspace, admin
Enterprise Custom Unlimited GPT-4, SSO, dedicated support Enterprise Custom SSO, expanded context, dedicated support

API Pricing

ChatGPT: $5-15/1M tokens (GPT-4o), $0.15-0.60/1M (GPT-4o-mini)

Claude: $3-15/1M tokens (Sonnet), $15-75/1M (Opus)

Strengths & Weaknesses

ChatGPT

Strengths

  • Larger free tier with GPT-4o access
  • DALL-E image generation included
  • Plugins and GPT Store ecosystem
  • Broader tool integrations

Weaknesses

  • Rate limits can be frustrating on Plus
  • API pricing higher than Claude for large contexts
  • Feature bloat can be overwhelming

Claude

Strengths

  • 200K context window standard
  • Better at long-form writing and analysis
  • Artifacts feature for interactive content
  • More consistent output quality

Weaknesses

  • Smaller free tier limits
  • No image generation
  • Fewer third-party integrations
  • Newer ecosystem

Our Verdict

Both cost $20/mo for personal use. ChatGPT gives you more features (images, plugins, browsing). Claude gives you better writing quality and longer context. For API users, Claude Sonnet is often cheaper for equivalent quality.

Disclosure: Some links in this article are affiliate links. We may earn a commission at no extra cost to you. We only recommend tools we genuinely believe in.

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