Best AI Tools for Small Business Owners 2026
TL;DR: Start with ChatGPT Free + Canva Free + Grammarly Free. Upgrade as your business grows. Total cost to start: $0.
The Essential AI Stack for Small Business
| Need | Tool | Cost |
|---|---|---|
| Content & Email | ChatGPT | Free – $20/mo |
| Design & Social | Canva | Free – $13/mo |
| Writing Polish | Grammarly | Free – $12/mo |
| SEO | Semrush | $130/mo |
| Automation | Zapier | Free – $20/mo |
| Meeting Notes | Otter.ai | Free – $17/mo |
Budget Guide
- $0/month: ChatGPT Free + Canva Free + Grammarly Free (handles 80% of needs)
- $45/month: ChatGPT Plus + Canva Pro + Grammarly Free
- $200/month: Full stack with Semrush, Zapier, and Otter.ai Pro
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